Your old provider will then issue you with a letter confirming that you paid GSD. When you close your card with your old provider, you pay GSD. If you change Credit Card providers mid-year, you’re only liable to pay one amount of GSD. Read the details about balance transfer here.īack to top I recently completed a balance transfer and switched my Credit card. You can apply to transfer your balance from a Credit Card with another provider in the Republic of Ireland to your existing PTSB Visa Credit Card and you'll get the 0% (fixed) interest rate for 6 months provided you have been approved for a sufficient limit on your PTSB Credit Card to cover the balance transfer amount. You can also make an appointment at a PTSB branch to apply for a Credit Card and complete a balance transfer form.īack to top Can I apply for a balance transfer if I already have a PTSB Credit Card? If your application is referred for review by our Credit Card team you can request a balance transfer when they call you back to discuss your application. You can then call our Credit Card team and request a balance transfer. You can apply in-app for a Credit Card if you are approved in-app. Read the details about Credit Cards and balance transfers here.īack to top How can I apply for a balance transfer? It takes into account the interest rate charged and any other fees. What is APR?Īnnual Purchase Rate (APR) is the yearly cost of your borrowing. After 6 months, this defaults to the Annual Purchase Rate (APR). If you have an outstanding balance with another Credit Card provider (within the Republic of Ireland) you can apply to transfer it to a PTSB Credit Card at a 0% (fixed) interest rate for up to 6 months. How do I transfer my Credit Card balance? I recently completed a balance transfer and switched my Credit card.Can I apply for a balance transfer if I already have a PTSB Credit Card?.How can I apply for a balance transfer?.
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